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GRAND PROJECT FINAL PROPOSAL BANKING OPERATIONS FOR CREDIT put on the line MANAGEMENT OF SME FINANCING. NAME OF THE GUIDE Mr Kirti Sanghvi SUBMITTED BY: Selina Jobins PGP-2 Finance Roll no. 47 Som lalit give of instruction studies, Ahmedabad TITLE OF THE PROJECT * Banking operations for credit risk management for SME financing INTRODUCTON AND STATEMENT OF PROBLEM * SMEs are recognized as vital dowery of domestic economy world over.Apart their sheer number,the role of Indian SMEs cannot be undermined in its socio-economic dimensions for they are all well accommodate in the context of representing a model for socio-economic policies of the country by virtue of judicious use of foreign exchange for significance of capital practiceds,labour incentive feature production,generation of employment. However,alongwith process of globalization and liberalization,SMEs in India face great challenges as they strive to sustain and survive. * In post reforms era, the business environment of SMEs has become more and more challenging. In particular,there is a great need for SMEs to acquire mod technologies and upgrading the existing technologies,in a bid to compete with their global counter-parts.

* neglect of access to timely and adequate credit is hindering the SMEs in the areas of Technology up gradation and product innovation.Support by banks to the SME domain liberally is therefore,the need of the hour. * Enterprises are operating flexibly to follow the customers requirements and even moving towards customization of products and services to serve the customers better.This leeway provides a platform to the enterprises to add value to customers and bring in good profitability. * The present risk grading system to be followed by banks is resulting in imposing tight credit terms or price increases or at times both,while lending to the SME sector.The supply of the banks for profitable business to survive in competitive markets is understandable. *... If you desire to get a full essay, order it on our website: Orderessay

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